Originally Posted by 71TA
Originally Posted by not_a_charger
MI car insurance is high because of uncapped PIP coverage and their very unusual no-fault laws.


You aint telling me anythiung new! I pay like $8000 on 4 vehicles!!!!!!!!!!! We're 61, 61 and 23.
21 Ram 1500
21 Blazer
21 Ranger
17 Ram 2500

These aren't Ferraris or Rovers!

Over $1000 of that is paying for "uninsured motorists". And an uninsured motorist can actually sue YOU if you get in an accident with one of them. Is that nuts or what? This state really is a DISASTER. Did I mention the vast majority of the people in Detroit (and probably every other bigger city in MI) aren't insured. How is that even possible!?!?! I guess laws are only for law abiding people.

Right across the border in Ohio, 60 miles away, insurance is HALF what MI pays.


I personally think if you get hit by someone without insurance, they should be 100% at fault and be able to be sued for driving illegally. If you hit someone without insurance, you should just pay as if it's not your fault because they shouldn't have been on the road. People driving without insurance are one reason why the rates are higher.