So paying right around $7000 a year for their coverage for over 5 years wasn't enough? Insurance is a scam. It's when they have to pay out where they put you on assigned risk and screw you. Wreck a car, now we want your balls. SCAM! Plus they didn't care they were charging me for a car that was covered elsewhere.
Then self insure
I don't have that kind of money laying around. If I had millions I definitley wouldn't be in The Peoples Republic of New York.