I also need to jump on here again. Found out that AAA used a picture of the tarp over our new garage during a summer rainstorm to claim we were behind on deferred maintenance to cancel us. Got that straightened out, BUT found out in the process that we had been woefully underinsured for 25 years due to incorrect information that we NEVER saw. Bathroom count was wrong, number of corners was wrong, bedroom sizes wrong, HVAC system wrong (never mind that every house built in the San Joaquin Valley wince the 1960s has central heat and air and our house was built in 1980), exterior material was wrong, flooring was wrong, etc. So, the premium went up, but we also added garage square feet and fixed the errors. So, I guess since we were underinsured all that time and didn't have a claim we actually came out ahead, but that's a gamble I wouldn't take willingly.
I'm going through a bit of that right now. Not so much on the house or cars but with the business policy the same agent wrote. I have switched agents and they are going over everything. The business policy did not cover customers cars
as I was told it did. Many unscrupulous agents will cut things to sell you a policy
