When its your time to die, its your time. No one and no thing will prevent it from happening.

Along the same lines, if its not your time, its not your time.

We have all seen things that have happened to people where we are amazed they are still alive and walking around, and we have all seen things where people have died where we can't believe they died from that.

Bottom line? Let the people live their lives as they choose, as long as its not hurting you or your family. Personal safety is indeed personal safety. It is not your right or duty to interject your personal safety on to me or anyone else.

When I was young and a wild driver, I made the decision not to ride bikes because I figured I would end up killing myself. It was my decision. If you want to ride, go for it, and wear what ever you feel comfortable with.