The only part that scares me and I guess it shouldn't is I'm holding and can wait it out. I have a pension and Social Security to get by on. But at 64 if I should pass away I really don't know the rules re-guarding when my kids would have to cash out my account. I have no Wife to worry about and my Sons are now 28 and 31 so between the house, shop, cars, tools, and truck they both will get something from my estate but I would hate to see them have to "cash out" in bad times.
If it's just a straight portfolio, not some 401K or similar, nothing says they ever have to cash it out depending on how your will is structured.
A will is for all intents and purposes a trust so you just have it structured so that the executor/trustee has the option to liquidate or run the estate.
That's how the likes of the Kennedys and Rockefellers do it. Own nothing, control everything.
