Still trying to figure out why the fed lowered the rate... took all the fixed income people out of the market. That will only slow the recovery as ma and pa kettle millionaire will just quit spending. Just the dumbest move. Hate to hope for bad but stocks at half to a third of the price and a ranch house with some land cheap would be perfect for me right now. Anyway, good luck today in the market, never thought I would see oil that low, have to learn to never say never.