I had no issues with State Farm anytime my vehicles have had insurance claims, they have collector car insurance also. I guess I should read my policy though after reading this thread. My garage fire had only one issue, what they would pay me for my car as I had it on Comp which cost $16/year. They sent me an offer which I rejected outright, then sent them a list of comps and they gave me a decent offer. On my wife's car, which she had an agreed policy of $12,500 is what they gave her. I had asked her a couple years before if she had reviewed it and upped her policy but she never did, her car was worth around $20-25K at the time. I will NEVER have any insurance company other than State Farm no matter how much it costs...