Whomever got hit by the FedEx truck just hit the lottery.
Knowing the road conditions and driving at a safe speed...what's so hard about doing that? If you are not sure about your driving skills, or your vehicle is not built/equipped for those conditions - get off the road.
Rob, as a native Michigander, former Wisconsinite, Utahan and Ohioan, you don't know what you're talking about. It's different here. West Texas and the panhandle are more similar to what you're used to.