Great ideas, thanks! Hawaii sounds like a great idea. New Zealand in a motor home would be really fun too. We would like to see Europe, but that would probably have to wait until after I retire so that we can go in the summer instead of the winter.

Doc, I'm glad there is not a cash option so don't have to make that choice. I love to travel, but it's hard to get my wife to go with. She loves her life at home and being around our grandkids and kids. It's hard for her to leave, even if it's only for a couple of weeks. But when I do get her to go somewhere she always has fun and we make great memories. But if there was a cash option should say to take the money and split it with her.