That is why banks today want so much personal info to open an account that you want to give them funds to deposit.
Nope, federal banking regulations drive all of that. The bank must ask those questions, it's called know your customer.
Got a daughter that's a VP at a bank and she's filled me in on all that stuff over the years.
You drank the koolaid I see, its also why the bank can bounce a check without any time limit, or the so call "clearing', and why checks are never returned to the writer, which allows them to be bounced in the future, and make the account owner pay up.
But keep your cover story, it keeps everyone submissive and in line.
