Going on 73, Medicare is right around $200 and plan F supplement is $180 drugs is $7. All out of Social Security each month. IF you have major health issues get the Plan F supplement, they pay ALL nothing out of your pocket. If healthy get the one with no payments but the copay. But you’re screwed if something catastrophic shows it self. I had no health problems before 65 after upwards of $600,000 worth of problems, glad I had total payment and piece of mind. I had BCBS first 4 years $$ now CVS-Aetna for half their price. Check around for prices for same sup plan. Medicare pays most all the bill supplement catches what’s left (ripoff), but that’s what cleans you bank out. Luckily I found an independent agent to go over ALL the companies plans not just one.