So I'ma creeping up on 65 (wow - that can't be!!!) & I'll need to enroll in Medicare. I'm getting ALL KINDS of mail from random companies wanting to sign me up. What's in it for them??? I thought this was strictly government stuff - like Social Security. These other companies are obviously in it for $$.
ANYWAY, WHO do you sign-up through?
It's zip code dependent, as I understand it. For instance, my Dad in New Mexico loves Humana, independent agents here in DFW tell me there's better choices. Lady at work signed up w/ United Healthcare's solicitation, from what she's told me, ($400 month? can't recall the exact number) she's paying thru the nostrils. Medicare Advantage plans were being quoted to me @ $280 / month two years ago. I'll be 67 later this month and still not signed up. As was explained to us, you just need to be covered after 65 to avoid the Medicare late sign up penalty. For us, insurance through her employer is still significantly cheaper.
Talk to some independent agents with no loyalty to one company.
