I was 18 years old and backing my 69 Fury III into a parallel parking spot by the county courthouse, even had the proper turn signal on! A lady then hit me in the rear, busting my tail light out and denting the quarter panel. The cops were right there and issued her a ticket, my insurance company was Allstate. Turns out she was an illegal alien (this was in 1977), had no insurance, wasn't her car, and she barely spoke english. I contacted my agent and he said they would cover the claim. I went ahead and bought a used tail light lens to not get pulled over. A few weeks went by with on correspondence so i contacted my agent back. Allstate had denied my claim and was cancelling my insurance!
They did finally send a check for a small pittance I will never, ever consider Allstate for any insurance the rest of my life! No answer was ever given to me why either...