Several years ago I was involved in a minor fender-bender with a young lady playing with her phone (her own admission to the Officer). She received the ticket...of course her insurance provider wanted to avoid paying the claim, as they always try to do. Her agent called and i agreed to give a recorded statement (which I normally wouldn't do)....after asking the basic info questions the dumb@** broad asked me why i was driving on that particular road, and where i was going to. They have a nice recording of me telling her that she's a ****ing idiot for asking such irrelevant questions. I hung up after telling her "NOYFB" and a few more cuss words, but they did settle the claim.