My wife, daughter and I are a little sore but ok. Got rear ended by a girl and her dog in a ford ranger at about 55mph. She didn't brake at all. Anyway my question is even though the car is insured by a classic car company for an agreed value, my insurance shouldn't have anything to do with the accident since it wasn't my fault; right?

Really wish we were in a regular car as these cars don't grow on trees. Also am wondering if I get the car back if it's totaled as there are a lot of good parts on it.