Two inspectors came by and appraised the car and I got what I thought was a fair offer after turning down the first one.
He has an agreed value policy. If he goes through his insurance company, there's no offer, no negotiation. He gets the agreed value. If he goes through the at-fault driver's insurance company (assuming she has sufficient coverage), then he can attempt to negotiate a higher settlement if he feels their offer is too low.
True, my wife had an agreed to value and that is what she got for her 78 Pontiac T/A. She didn't have to buy her car back, they just let us keep it.
The funny thing about science is that if you change one miniscule parameter you change the entire outcome to the way you want it.
