I'm one year away from 62 and I'm calling it quits at that point. My medical is covered by the VA and I get a pretty good check from them for a 70% disability rating. With the SS I will get at 62 plus the VA I can cover all my expenses and then some. That completely leaves out my 401 K from the equation which isn't a lot in the grand scheme of things. I can work when and if I want to make a few more bucks so I see no point in working until I'm almost dead.