The real answer to your question depends on if you have any other income other than Social Security. If you have other income, such as a pension, spouse income, IRA or 401k, and don't need the SS income then you can delay it until age 70 in order to get the maximum benefit.
This
How many people today actually have a pension
401K , don’t get me started over the last year
And most have never heard of Rule 55 in regards to 401K
Also how does your home factor into retirement ?
Say you own a half million dollar home in northern WI , it’s paid for , and you have no kids to leave it to - My wife
Your cars
I have a lot to figure out sooner then later and haven’t even hit 60 yet
I can’t and won’t stay at my current job of 36 years much longer - I could see a few more years at best
