I have Hagerty with 4 vehicles on my policy. 3 are garaged but #4 is my 4 door long bed CTD that's a couple feet longer than the garage. I told the rep it was in the driveway as it can't fit in the garage. The guy had no problem with that. So maybe the driveway is OK or maybe they won't pay a theft claim?
Do you have agreed value coverage with them on the CTD through their classic car program? If so, their rep gave you bad information and there's the potential you'll get hassled if a tree falls on it, it gets stolen, etc. Another potential example of a Hagerty rep just spewing whatever they think the customer wants to hear.
Anytime anyone tells you something that sounds odd/unusual/like an exception being made, get it in writing. Always.
