One that that has changed over the years is the second (or more) vehicle doesn’t have to be garaged. Twenty years ago they told me I’d garage my daily and leave the collector car outside because it was insured. It was Hagerty or some other well known one, wasn’t Grundy as I went with them back then.

Ludicrous.

Told them they lost my business that day. Then a couple years ago I went down the list again and nobody told me I had to have enough space for all vehicles to be garaged. I specifically asked each place.