I have American Collectors insurance. It's an AGREED value policy. They require a secure locked
garage for your classic vehicle, and you must have a daily driver type vehicle as well.
In certain states, they also give you
a discount, for using a historical plate on your car (say from: 1968)...you must Email a picture to show proof of registration for the discount. Another discount they offer is....
not driving your car during the winter months of Dec/Jan/Feb. Called a " Layup Discount". You must E-sign a document for this.
Also...depending on how many miles you drive, you can save money on your policy too.
I only drive my Duster a couple hundred miles each year, so I have the minimum 1,000 mile tier, on my policy, which saves money.
IIRC you can choose up to 5,000 miles per year. My premium is less than $300 a year.
Hope this helps.