Wife and I have worked since our teens. Neither have even collected a day of unemployment. I'll be 61 in a month, 62 in a year. I'm pulling the plug at 62. I refuse to work another 3 yrs just to get a few $$ in SS. My dad died at 84...my mom was 92. That gives me the chance to actually retire for 20ish years. Work 50 and retire for 20. I'm done. I have 20+ yrs in a pension, wife has 30+ in a 401k, I have health ins until Medicare kicks in,we have a rental property that can be sold if needed. Financial guy has us figured at 97% chance of successful retirement until age 95 if we quit at 62 using just my pension and our 2 SS income. Does not include the 401k( a couple other small savings) or the rental property. I'll take those odds and my SS...thank you!