of course you get more at 67 than 62, in those 5 years you will be collecting money, but if you die before you collect waiting till 67 for the big payout, your payout just went poof in the air. So the saying goes, do you feel lucky?
I see people retire and die before they get 1 pension check because they wanted to stay the longest to get the big pay check a month..some get a few months and die, some never even make it. Since you paid into SS, then might as well collect it and enjoy it otherwise someone else that retired at 62 will , and is collecting from the pot we all chipped into.