Not yet but, it is coming up one of these days

I am curious to know why you would (or wouldnt) take early SSA or for that matter, a delayed SSA. I know delaying gains you more monthly, but if you are getting it longer, why not?

Here is an example of taking a benefit at 62 - 67 and the various totals:

ss.jpg
The lips of fools bring them strife, and their mouths invite a beating.Proverbs 18:6