After working 34 years outside in construction, I was sick of the winters, and working 10 hrs daily beside driving 2-3 hrs each way 6 days a week to the jobsites. At 60, 13 years ago, I decided to retire and not "grind" out another 5-10 years. You can do what you want when you want, that's the beauty of it. Plus, retire as early as you can, while you have your health. Hope you enjoy your retirement !