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Do you have a teenage son?

Sorry to hear your engine is not well.
I'd be very tempted to pull it rather than just pull the pan and check bearings. A clean engine is a happy engine and all that stuff is inside.
I would pull the dist. and check the gear. Brass shavings.....


Pull the dist. Check the gear. I have had a few customers that the gear would wear. In turn it changes the speed since now the timing is change and with a lower idle the oil psi will drop. Sometimes does bronze gears last forever other times you almost want tpo change them every oil change. If it is the gear, in the future check the timing every so often when it starts to change the gear is wearing.