Anybody under 65 could look at something called Medishare if they like living dangerously, but want to save some serious bucks on coverage. It’s religious based, and they can decide to not cover your bills if it’s a “sin” thing that is doing you in. Lots of people like them, but they got banned in Montana for not covering stuff. It’s not technically insurance. People vote on if they agree to “share” the cost of your care. Been around for a decade or more.