I'll second that Medicare Advantage warning. I have traditional Medicare plus a Plan G medigap and am not personally affected but the largest hospital system in my area will no longer be accepting two major health insurance companies and their Medicare Advantage plans, starting 7/1/24. Apparently, these big insurers are in financial trouble and are not paying the providers. I don't know how the holders of these Medicare Advantage plans will manage it. They have insurance but no hospitals in a radius of 75 miles will accept it.