Originally Posted by 318 Stroker
Originally Posted by Old_Moparz
Originally Posted by gtx6970
Following closely.

I just retired in Dec.
But luckily, Wife still works so I just went on her work plan. Added about $300 per month to our costs.

I am 64 , and plan to look closer at Medicare at full retirement age in 2 years



Be careful & don't wait until you retire. My wife was reading up on everything a couple of years ago & you must sign up 6 months before you turn 65 or there is a penalty & the monthly insurance is more expensive. eek


I may be totally misinformed, but I'm under the impression that you can take Medicare at any age of 65 or older with no penalty. But when you do decide to enroll, you need to get part B, D, and a supplement right then. Otherwise if you enroll and then come back later to add the supplements, you will be penalized. Again, it can be quite confusing, and you need a Medicare professional for advise.


This is what I was told, as long as Im on an employer sponsored plan. There is no penalty when I take Medicare.