Andrew's thread reminded me of an insurance issue I've been pondering for some time now, liability limits. In Texas, you must have at least $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25. I've carried 100/300/50 for decades, seems like that's not enough these days. I asked my Farmers agent about it, he said you're fine where you're at. With cars and trucks commonly exceeding $100,000 these days it seems like more would be better? Any thoughts on limits?