Sorry, but I do not believe in car "accidents". They are mostly always not an accident. It is usually some idiot not paying attention, driving like an idiot, or shouldn't be driving to begin with! I do blame auto manufacturers and lobbyists for pushing cars on the public and not enough training to be able to understand that driving a vehicle is, for 95% of the population, THE most dangerous thing they will do in their entire lives! Especially nowadays with all the "safety" features and the way new drivers are being taught how not to drive correctly are the biggest issues. Insurance should have never been made mandatory either, just learn how to drive and these things would go away on their own... TRULY A PET PEEVE OF MINE!