Lease or buy? That's certainly up to you. But, it's not a great time to spend your cash on a car. If you choose to buy........ keep your cash invested and get a low/no interest loan. You can likely borrow for less than 3%. My last truck loan was 0% for 60 months. I now lease a new truck every 3 years. I like having the warranty, a new reliable ride and the change of pace associated with having something different every 3 years. 3 years works perfect for me....all I have to do is change oil and rotate tires. Good luck whatever your choice.