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I assume you dont want to say why





had a change of employment and lost 23k per year and none of the lousy creditors are willing to do anything to help us out.

the creditors want there money.they dont care about your needs.i feel for you.just feel lucky you have some income right now.there are people out there in the same boat or worse than you. i pray everyday this economy will get better.




From what I have been told it's going to get worse way before it gets better,and God can't do anything about it.