I had Hagerty for 20 years and I really did love them. Had a claim once that went flawlessly! A few years back I decided to check prices and found them to be at the high end of collector car insurance. I don't mind paying a bit more for good service, but I saved $600 annually for six cars by switching to Grundy. $50 or $100 I wouldn't have bothered. I verified coverage in line with Hagerty and the limitations. Nothing I can't live with. I called Hagerty before switching and they wouldn't budge. Other than providing pics of the vehicles it was simple. So far adding and subtracting cars has been simple too. I've not had a claim, but I know people that have had them with no issues. Grundy will insure daily drivers although I've not checked pricing.
KID