My wife was after me for years ( with good reason ) to insure my 68 Dart race car ( not street legal ) I saw Heacock /. American Modern at Carlisle a few years ago and spoke to them about coverage I did and the policy is very reasonable a few hundred a year for my race car and my 92 D150. They are good to deal with.. last year somebody ran into my quarter panel ( hit and run ) while the car was sitting outside my trailer at the track , I didn't see it happen and there were no witnesses , they paid for most of the repair minus my deductible with ease and no problems all I had to do was send pictures. With my D150 on my regular car insurance was around $800 just for the truck with a deductible , now that it has classic plates my insurance with Heacock is less than $200