to answer a few questions I'm 68 an the amounts involved is outside IRA guidelines no that i would likely go tere at this time anyway.
Zero debt
Don't want the hassle of renting, but it is attractive but NO way Jose, I've had enough BS in the last 20+ years with employees to last the rest on my life.
there's enough liquidity to go quite some time unless something totally goes astray.

thanks you all for your inputs. they have been VERY helpful. I have to find the time to do some additional reading Time is in short supply right ow
Any additional input is welcomed and Thanks again