We have an annuity that provides about $25K a year that we use just for taxes. And so far the value of the annuity continues to increase. As to other investments, it depends on what risk you are willing to accept and what return you want. When we sat down with our financial advisor I told him that we wanted investments that paid dividends and were in fields people couldn't live without. So we are invested in energy, pharmaceuticals, paper products, and healthcare stocks which gives us about 4%. We do have some other investments but the stocks are the major portion. The market can swing all over the place and those dividends just keep rolling in. Admittedly this is a zero-risk, low return scenario but that's what we like.