We absolutely expect a short term spike in accidents. The roads are going to be jammed with impatient people who have been cooped up for a month or more. It won't be a trend, and any carrier smart enough to recognize this for what it is...a chance to earn new customers...is going to rate accordingly, meaning they aren't going to raise rates because of this. Also, if you're a good customer, the last thing they want to do is jack your rate after something like this and risk losing you. Customer retention is king.

Then again, what would I know, right?