Any idea how it works with comprehensive claims (do those make my rate go up?)
Last year I had two vehicles damaged by a severe hail storm, and a month ago I hit a large armadillo (with a third vehicle) at 55 mph, which caused $2400 worth of damage to the front air dam, fog light, brake cooling ducts, etc. I was only out the $100 deductible... so far
If the state allows premium increases for comp claims, they can make your rates go up, even for 1 claim. 3 comp claims in less than a year is not going to be good for your rate, I wouldn't think. It will certainly have an impact should you shop for insurance.
