No way would I turn in a claim to get $600. Not worth it. It WILL count against you. Maybe or maybe not right away, but it will send a strong signal to the underwriters that you are a claim filer. They consider that at renewal time. They look at claim frequency, claim severity, and overall premium/loss ratio. Suppose you get a $5000+ claim in the next 36 months. Then you will have 2 claims on your record, and the rates will for sure go up.

On the repairs, I would go paintless. Shop around a lot more, you can get it cheaper.


[img]http://i.imgur.com/boeexFms.jpg[/img]
31 Plymouth Coupe, 392 Hemi, T56 magnum
RS23J71
RS27J77
RP23J71
RO23J71
WM21J8A
I don't regret the things I've done. I only regret the things I didn't do.
"Wise men talk because they have something to say; fools because they have to say something. ~ Plato"