If your gettting Workmans Comp...Don't.

That's coming from an employer. If you worked for me and I was indirectly paying you (through raised rates) for your time off and I knew you were drag racing...I'd fight your comp to the end.

As an employer in this economy, we will do what we have to do to stay alive, and passing on higher insurance rates to the consumer is hard to do, especially when half the companies you are bidding against have dropped their insurance to stay in business.