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Well, if you feel like making rude comments on someone elses car .. Go for it
I was brought up a little different, thats all
Not to belabor the subject (yea, right) but I am still of the opinion that the origins of the term refer to a "ratty" appearance; be it intentional or due to lack of funds/resources.
If you saw a bum, dirty, unshaven, wearing tattered clothes would you have a problem with describing his appearance as "ratty"? Again, if the shoe fits...........
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