Had a 392 when I lived in the city and felt there was nowhere to "let it eat", they accelerate so quickly you're beyond breaking the law 2 secs after flooring it on the on-ramps. I imagine a hellcat is even more blue-ball inducing. Out in the country may be a different story but thats what I experienced - all that power and no place the blow, and for the entry fee, insurance and fuel costs - you're gonna want it.
My full coverage insurance with State Farm is $1000/yr. Very affordable due to my driving record. I find places at the right time to open it up and enjoy it. I don't need to top it out. Getting onto the interstate ramp and quickly getting to the 70mph speed limit is pure pleasure, for example. Can never have too fast IMO unless you're talking about super lopey idle, no a/c, street slicks, horrible ride on streets then yeah, too much for street.
