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Won't all that insulation prohibit the shaped and properly contoured carpet from fitting properly?

No,in this case I did'nt use the original{and heavy} tar type floor insulation and used the newer style jute matting over the floors and hump...It really cut down on the heat and noise in the seating compartment.....And to be honest all the die formed carpeting I've used no matter which model, just does'nt fit as accurately as the manufacturer would lead you to beleive so it had little affect on the end fitting...On that note,I saw a perfectly fitting carpet at a national show one year and just had to ask how it fit so well...Turns out he completely glued the carpet in place !!! .....