Some insurance companies, like Allstate, offer discounted rates to those who allow monitoring their driving habits through access to their phones. The day will come, with all insurance companies, when you won't get a discount for allowing monitoring, you will be required to pay a premium if you don't allow monitoring.
I've wondered about this, it's not tied to car, but your phone app.
So if you're a passenger with someone who's a crappy driver, I guess you get dinged too?
And what about the people that carpool, they think you've driven 2x what you really have?
