Originally Posted by gtx6970
Following closely.

I just retired in Dec.
But luckily, Wife still works so I just went on her work plan. Added about $300 per month to our costs.

I am 64 , and plan to look closer at Medicare at full retirement age in 2 years


What you are calling "full retirement age" has to do with social security, and is totally separate from Medicare.
At 64, according to the s/s chart online, based on your birth year, it's 67 for you. Mine was 66, since I was born in 1953.
It's a sliding scale between ages 66 and 67, based on birth year.
You are eligible for Medicare at 65. And yes, sign up 6 months in advance.