ust one example; theft recovery. The vehicle may not have a scratch on it when recovered, but many insurance companies will 'salvage' it simply to sever any liabilities. They don't know what, if anything, happened to the vehicle during the theft.
Insurers also total theft vehicles if they are unrecovered after a certain time frame, usually 30 days. This is per the policy contract with the insured, and is designed to facilitate prompt payment of the claim so that the insured can have the funds to replace the vehicle.
