I have been using Zelle for years with no issues until a client tried to pay me this week, he doesn't have a debit card (hard to believe in this day and age) but Zelle WILL NOT work unless you do! I signed up for Venmo last night because he says he uses it all the time but the payment was still not in my account this morning. I never have had an issue with Paypal...
The funny thing about science is that if you change one miniscule parameter you change the entire outcome to the way you want it.
