Where the heck is not-a-charger when you need him. And can you just have them insure it for storage at this point. If it's not being used (driven) then get it insured for that or "storage". If the state registration is not current or has expired then no insurance is necessary (at least in Ohio) as they only do "proof of insurance" per the current registration on file. See if the insurance that is on that has a non-use storage clause, it's usually very small monthly premium.