Agree on all you said. On the warranty thing I’m gonna put $200 in my other checking each month, end of year I’ll have $2400. Keep doing the same each year. After two years if lucky that’ll but a lot of parts, tires and upkeep. If you paid the warranty people that money and not need them, that money is theirs.!
That $200 comes from the SS check anyway (1949 here)